What Constitutes a Good Referral To

The Saffer Financial Group

1) The following describes the type of products or services I offer:

· Fee Based Planning - Life Insurance - Group Health Insurance - Personal and Group Disability Insurance –Mutual Funds – Stocks – Bonds – Fixed, Variable and Equity Indexed Annuities –Separate Accounts – REITS – IRA’s – Long Term Care Insurance, Wrap Fee Programs and more…

2) Examples of Qualifies Referrals for me would be :

· Business Owners that have been in business for 3 years or more

· Women Business Owners

· Married Couples with Children

· Individuals who will need to care for the parents

3) Examples of Referrals that are NOT what I need are:

· People with large amounts of debt

· Clients that can not see me during normal business hours

4) The Perfect Referral for me is:

· Someone who has recently moved

· Lost their job

· Married with Children

· Business owner with 5 or more employees

· An open minded individual

5) Notable Mention

· We have been in the investment business since 1986.

· Television appearances, radio appearances and published Nationally

· Lifetime Member Million Dollar Round Table – Court of The Table